Supreme Court ruling on Biden student loan forgiveness fixes massive overreach

By Jen Krausz on
 July 4, 2023

President Joe Biden's student loan forgiveness program, which probably singlehandedly saved Democrats the loss of several seats in the House and maybe the Senate, was correctly determined by the U.S. Supreme Court to have been a massive overreach of executive power, according to the Washington Examiner.

The forgiveness program went far beyond a "modification" of an emergency rule related to COVID-19 because it fundamentally changed the text of the rule from a temporary delay of payments to permanent forgiveness, which is not how modification works.

In the majority opinion, Chief Justice Roberts noted that "modify" means "to change moderately or in minor fashion.” In that light, “The secretary’s power under the Act to ‘modify’ does not permit ‘basic and fundamental changes in the scheme’ designed by Congress.”

Furthermore, the Examiner said, it turned Biden into a "one-man legislature," which runs counter to the U.S. Constitution.

Sure, it would be nice if the president could wave his magic wand and get rid of people's student loan debt. Surely there are many disappointed borrowers who were expecting to get a $10,000 to $20,000 gift from the U.S. government.

But thankfully, the Court doesn't care about being the bad guy -- it knows that following laws and the Constitution is important and it is still willing to do the right thing.